In a world of wealth and abundance, the ultra-rich stand out as a unique breed. Their fortunes are not just about luck as they are the result of strategic decisions, relentless ambition and a deep understanding of finance and economy.

Let’s uncover the secrets of how the ultra-rich make their fortunes and the methods they use to keep them, focusing on some of the most successful women in business.

Here are five secrets to the ultra-rich you can use today:

1. Strategic risk-taking

A common trait among the ultra-rich is their willingness to take calculated risks. They do not shy away from opportunities that have the potential for high returns, even if they come with significant risks. This includes investments in start-ups, new technologies and emerging markets. The key is not to take blind risks but to make informed decisions based on thorough research and expert advice.

The founder of Spanx, Sara Blakely, took a significant risk by investing her life savings in developing her product. Her calculated risk paid off and turned Spanx into a billion-dollar business.

2. Diversification

The ultra-rich understand the importance of diversify their investment portfolios. They spread their investments across different asset classes, industries and geographic regions. This strategy minimizes risk and ensures that a downturn in one sector does not significantly affect their overall wealth.

Oprah Winfrey has diversified her investments in media, entertainment and technology. Her portfolio includes a stake in Weight Watchers, her own television network (OWN) and various production companies.

3. Network and build relationships

Creating wealth is not just about individual efforts; it’s also about who you know. The ultra-rich invest time in building strong networks and relationships. These connections can provide access to exclusive investment opportunities, valuable insights and strategic partnerships.

Arianna Huffington, one of the founders of The Huffington Post, has built a large network of influential contacts in the media and business world. Her ability to foster and maintain these relationships has been key to her success and the growth of her ventures.

4. Long-term vision

While many people focus on short-term gains, the ultra-rich often have a long-term vision. They patiently wait for their investments to mature and understand that true wealth is built over time. The satisfaction of seeing a business idea come to fruition, knowing that it has been nurtured and grown through strategic decisions and persistent effort, is a reward that far surpasses the allure of quick profits. This long-term mindset is a key factor in achieving lasting financial success and legacy.

Whitney Wolfe Herd, founder and CEO of Bumble, has a long-term vision focused on creating a more inclusive and empowering online dating experience. Her forward thinking has positioned Bumble as a leading player in the industry.

5. Conservation through Foundations and Foundations

To preserve their wealth for future generations, the ultra-rich often use trusts and foundations. These financial instruments help manage and protect assets while providing tax benefits. They ensure that wealth is not only preserved but also grows and benefits society.

MacKenzie Scott has made significant contributions to various causes through her philanthropic efforts. Her strategic giving through foundations and foundations ensures that her wealth is preserved while making a significant impact.

The bottom line is that the secrets of the ultra-rich are not mysterious; they are rooted in strategic thinking, continuous learning and disciplined execution. By taking calculated risks, diversifying investments, building strong networks and focusing on long-term goals, they create and preserve their fortunes. These principles can serve as valuable lessons for anyone striving to achieve financial success and stability.